Filing a workers' compensation claim for job-related psychological trauma involves a complex process. Many employees suffer from anxiety, depression or post-traumatic stress after workplace incidents. How can workers protect their legal rights and secure financial...
Supporting You Every Step Of The Way After An Injury
Workers’ Compensation
Understanding Missouri’s permanent partial disability benefits
Most employers in Missouri and Kansas must carry insurance for employee injuries. A workplace accident can cause a lasting physical injury. However, it might not stop a person from working fully. In these cases, the injured worker may qualify for permanent partial...
Can an insurer stop your workers’ comp benefits without warning?
If your workers’ comp checks suddenly stop, your employer or its insurer should give you a reason for ending your benefits. Missouri law sets rules for when temporary disability benefits can end and requires notice when the employer terminates them. Here's what to...
How to avoid jeopardizing your workers’ comp claim in Missouri
If you were hurt in a workplace accident, you can seek prompt medical care by filing a workers’ compensation claim. Mistakes at the beginning of the process can hold up, reduce or deny valid claims. Knowing what to do – and what to avoid – can make a significant...
Does Missouri workers’ comp count wages from your second job?
Plenty of people around Liberty work more than one job to make ends meet. Maybe you spend weekdays on a factory floor and pick up weekend shifts elsewhere. So what happens when a single on-the-job injury sidelines you from both? If your benefits reflect only one...
How Missouri workers’ comp handles pre-existing conditions
If you have a pre-existing condition and get hurt at work, you may wonder whether you can still file a workers' comp claim. The answer is not always straightforward, but having a prior injury or medical condition does not automatically end your claim. What matters...
When does workers’ comp cover work travel injuries?
If you suffer an injury while traveling for your job, you may not know whether Missouri workers’ compensation covers it. Coverage often depends on the purpose of the trip and what you were doing when the injury occurred. The details of the travel may help show whether...
The prevailing factor rule: understanding causation in Missouri workers’ comp
In many states, a workplace injury that contributes to a medical condition is enough to trigger workers' comp benefits. Missouri sets a higher bar. The work-related event must be the prevailing factor, meaning it must be the primary cause of both the condition and the...
Who pays for the medical bills while the workers’ comp claim is pending?
Whether it is a slip, a fall or an injury while using machinery, one question comes up right away: “Do I have to pay for medical care myself right now?” That worry is normal, especially when you feel pain and you miss work. In Missouri, workers’ compensation often...
Can an insurance company use social media to freeze your workers’ comp benefits?
Social media usage has become common among people of all ages. It is a habit for many to go back and forth between different online platforms to stay up-to-date on news or post random updates about their personal life. Unfortunately, insurance companies take advantage...
