Pursuing Justice For Kansas City Motorists When The Other Driver Is Uninsured
Both Missouri and Kansas require drivers to have collision insurance, but as we all know, not everybody follows the law. If you are injured in an auto accident and the driver who caused the wreck is not insured, you may wonder how to seek compensation. At Kelly Law Office, P.C., we are here to help you pursue justice and compensation when you get hit by an uninsured motorist. You may feel like you don’t have a chance to cover your medical bills. Still, with our over 100 years of combined experience handling these cases, you can rest easy as we fight tenaciously to pursue the damages you deserve.
An Uninsured Motorist Hit Me. Now What?
This is where uninsured/underinsured (UIM) coverage comes in. Kansas and Missouri require all drivers to carry this insurance coverage when a motorist hurts them without insurance or whose policy’s coverage is not high enough to pay for their damages.
Situations where you must claim both your own and the driver’s insurance can be complicated. We are dedicated and detail-oriented personal injury lawyers capable of helping you no matter the circumstances. At Kelly Law Office, P.C., we understand how this can present unique challenges in your efforts to pursue compensation. However, we have the knowledge and experience to handle any challenges or obstacles you face. We are not afraid to pursue the maximum amount you need to recover. We also thoroughly understand Kansas’ and Missouri’s insurance laws and how they can factor into your case.
How Uninsured Motorist Insurance Works In Kansas And Missouri
Having this insurance in either state is crucial; it’s also required by law. This type of insurance is supposed to cover you for any damage or injuries you sustain during a crash with an uninsured driver. The funds from insurance payouts can cover things like:
- Medical care and treatment for any injuries you sustain
- Pain and suffering
- The cost of repairing or purchasing a new vehicle if yours endures substantial damage
- Lost wages if your injury leaves you unable to work
These are just a few examples of some of the things it covers. Uninsured motorist policies in Kansas and Missouri should provide a minimum coverage of up to $25,000 per person and $50,000 per accident. However, just because these are the legal requirements doesn’t mean insurers will always cooperate. If they refuse to cover your injuries from an uninsured motorist accident, reach out to our firm as soon as possible. We are here to help you fight.
Free Consultations For Uninsured Motorist Claims
Find out more about uninsured motorist insurance and your case by contacting Kelly Law Office, P.C., calling our Liberty, Missouri, office at 816-963-0861 , or scheduling a free initial consultation.
