A workplace injury can affect your income and your ability to work. Missouri law provides rights that may help you recover financially and medically.
What workers’ compensation may cover
Missouri requires most employers to carry workers’ compensation insurance. This system can provide specific benefits after a job-related injury. You may be entitled to the following:
- Medical care: Your employer must cover necessary treatment related to your injury.
- Lost wages: You may receive about two-thirds of your average weekly wage if you cannot work.
- Permanent disability: You may qualify for compensation if your injury causes lasting impairment.
- Mileage reimbursement: You can recover travel costs for medical appointments.
- Protection from retaliation: Your employer cannot fire or discriminate against you for filing a claim.
These benefits can reduce financial strain during recovery. They also define what support you may expect under state law.
Why these rights exist
Workers’ compensation follows a specific legal structure in Missouri. Under Missouri Revised Statutes Section 287.120, employers must provide compensation for work-related injuries regardless of fault.
Steps you need to take after an injury
You must follow certain steps to protect your right to benefits. Delays or missing information can affect your claim. Take these actions as soon as possible:
- Report the injury in writing: You must notify your employer within 30 days.
- File a claim: You generally have two years to file with the state.
- Follow medical treatment: You should attend all appointments and follow care instructions.
These steps create a clear record of your injury. That record may influence how your benefits are evaluated.
Can your employer fire you for filing a claim
Missouri law prohibits employers from firing or discriminating against you for using workers’ compensation. Your claim cannot be the motivating factor behind termination or adverse treatment.
However, Missouri follows at-will employment rules. An employer may still claim other reasons for termination. Sudden changes in treatment or timing may raise concerns about retaliation.
When it may help to speak with an attorney
Workers’ compensation claims can involve deadlines, medical evidence and disputes over benefits. Insurance companies may deny or limit claims based on available records.
You may want to review your situation to better understand how the process works. An attorney can help interpret your rights, review denied claims and assess whether you received the full benefits allowed under Missouri law.