Workers’ compensation benefits can be a lifeline when you are hurt on the job, especially if the injury temporarily or permanently puts you out of work. While employers are required to offer some form of workers’ compensation coverage, accessing the benefits when you need it can become a lengthy and, at times, very complex process.
One of the key things you need to do to get the compensation you deserve is prove that your injury happened while on the job. Without sufficient evidence, your employer’s workers’ compensation provider will not pay for any damages resulting from your injury.
Here is what you need to provide to strengthen your claim during your workers’ compensation claim
Doctor’s report
No matter the type or nature of your workplace injury or illness, getting a verifiable diagnosis and a signed doctor’s report can go a long way in strengthening your case. If you require ongoing therapy following your injury, it is important that you keep a record of the treatment sessions, costs and durations.
Eye witness testimonies
If anyone witnessed the accident that resulted in your injury or is suffering from the same illness as you following exposure to a hazardous work environment, be sure to take statements from them. If the place has surveillance cameras, ensure that you get copies of the security footage so you can use them during your claim. Oftentimes, these cameras will record exactly how the injury happened and provide credible evidence for your case.
Notice of injury to your employer
This is very important. In order to be eligible for workers’ compensation benefits in Missouri, you must notify your employer of your injury within 30 days. Besides ensuring that you meet the deadline, notifying your employer of the injury within the stipulated timeframe will also eliminate the possibility of the insurance company, or even your employer, disputing your claim.
Recovering from an injury sustained in the workplace can be quite stressful, especially if your employer or the insurance company is disputing your claim. Besides the pain and suffering as well as the cost of treating your injuries, you may now be in a strained relationship with the employer for which you have worked for years. With professional help, you do not have to face this situation alone.